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What are the proper steps to take to make a successful compensation claim if an accident or injury occurs?

You will greatly enhance your chances of making a successful claim if you take the following steps as soon as possible after the accident happens :

  • ensure the police are called if you sustain any injury in a road traffic accident whether you are pedestrian, driver, passenger or responsible for the accident or not.

  • if you are the driver or insurer of the vehicle report any injury resulting from a road traffic accident to your insurance company. If you are a passenger in a vehicle and are injured in a road traffic accident, get confirmation in writing from the driver that the driver's insurance company has been informed. If you do not also report the accident to the police at the time it may jeopardise the success of your claim. If the driver is not insured, or you are a victim of a hit-and-run accident you still may be able to obtain compensation from the Motor Insurers' Bureau (http://www.mib.org.uk). Our legal team can assist with this.

  • notify your employer if the accident took place at work. If you are self-employed, you must record the accident yourself. The accident must be reported in the accident book. Your employer has a legal responsibility to report the accident to the Health and Safety Executive or the local authority environmental department and can be prosecuted if they fail to do so. Accidents should be notified to the Incident Contact Centre: tel: 0845 300 9923 (http://www.riddor.gov.uk).

  • report the injury (however seemingly trivial) to your doctor because the full extent of the injury may not be immediately apparent. If you subsequently go to court to get compensation for the injury, the initial medical report will provide evidence to support your claim.

  • gather evidence about both the accident and your injuries

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by Conrad Murray last modified 2007-05-20 10:36

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